:root{
    --navy:#0a1d3a;
    --navy-deep:#06142a;
    --navy-soft:#11315c;
    --gold:#c6a049;
    --gold-bright:#dcbb63;
    --gold-deep:#9c7d33;
    --cream:#f6f2e9;
    --cream-soft:#efe8d8;
    --ink:#0c1626;
    --muted:#5e6678;
    --line:rgba(10,29,58,.12);
    --shadow:0 30px 60px -25px rgba(6,20,42,.45);
    --serif:"Fraunces",Georgia,serif;
    --sans:"Hanken Grotesk",system-ui,sans-serif;
  }
  *{margin:0;padding:0;box-sizing:border-box}
  html{scroll-behavior:smooth}
  body{
    font-family:var(--sans);
    color:var(--ink);
    background:var(--cream);
    line-height:1.6;
    -webkit-font-smoothing:antialiased;
    overflow-x:hidden;
  }
  ::selection{background:var(--gold);color:var(--navy-deep)}
  a{color:inherit;text-decoration:none}
  img{max-width:100%;display:block}
  .wrap{max-width:1180px;margin:0 auto;padding:0 28px}
  .eyebrow{
    font-family:var(--sans);
    font-size:.74rem;
    font-weight:600;
    letter-spacing:.28em;
    text-transform:uppercase;
    color:var(--gold-deep);
    display:inline-flex;
    align-items:center;
    gap:.7em;
  }
  .eyebrow::before{content:"";width:32px;height:1px;background:var(--gold-deep);display:inline-block}
  h1,h2,h3{font-family:var(--serif);font-weight:500;line-height:1.08;letter-spacing:-.01em}

  /* NAV */
  header{
    position:fixed;top:0;left:0;right:0;z-index:100;
    transition:background .4s ease,box-shadow .4s ease,padding .4s ease;
    padding:22px 0;
  }
  header.scrolled{
    background:rgba(6,20,42,.92);
    backdrop-filter:blur(12px);
    box-shadow:0 1px 0 rgba(198,160,73,.25);
    padding:14px 0;
  }
  .nav{display:flex;align-items:center;justify-content:space-between}
  .brand{display:flex;flex-direction:column;line-height:1}
  .brand .name{font-family:var(--serif);font-size:1.32rem;color:var(--cream);font-weight:600;letter-spacing:.01em}
  .brand .sub{font-size:.62rem;letter-spacing:.26em;text-transform:uppercase;color:var(--gold-bright);margin-top:5px}
  .nav-links{display:flex;gap:34px;align-items:center}
  .nav-links a{color:rgba(246,242,233,.82);font-size:.86rem;font-weight:500;letter-spacing:.02em;transition:color .25s;position:relative}
  .nav-links a::after{content:"";position:absolute;left:0;bottom:-6px;width:0;height:1px;background:var(--gold-bright);transition:width .3s}
  .nav-links a:hover{color:var(--cream)}
  .nav-links a:hover::after{width:100%}
  .nav-cta{
    background:var(--gold);color:var(--navy-deep)!important;
    padding:11px 22px;border-radius:2px;font-weight:600;letter-spacing:.02em;
    transition:transform .25s,background .25s;
  }
  .nav-cta:hover{background:var(--gold-bright);transform:translateY(-2px)}
  .nav-cta::after{display:none}
  .menu-toggle{display:none;background:none;border:none;cursor:pointer;flex-direction:column;gap:5px}
  .menu-toggle span{width:26px;height:2px;background:var(--cream);transition:.3s}

  /* HERO */
  .hero{
    position:relative;
    min-height:100vh;
    background:
      radial-gradient(120% 90% at 85% 10%,rgba(198,160,73,.16),transparent 55%),
      linear-gradient(165deg,var(--navy) 0%,var(--navy-deep) 70%);
    color:var(--cream);
    display:flex;align-items:center;
    padding:140px 0 90px;
    overflow:hidden;
  }
  .hero::before{
    content:"";position:absolute;inset:0;opacity:.5;
    background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='60' height='60'%3E%3Cpath d='M0 0h60v60H0z' fill='none'/%3E%3Cpath d='M0 0L60 60M60 0L0 60' stroke='%23c6a049' stroke-width='.4' opacity='.12'/%3E%3C/svg%3E");
  }
  .hero::after{
    content:"";position:absolute;right:-160px;top:-120px;width:560px;height:560px;border-radius:50%;
    border:1px solid rgba(198,160,73,.22);box-shadow:0 0 0 60px rgba(198,160,73,.04);
  }
  .hero-grid{position:relative;z-index:2;display:grid;grid-template-columns:1.15fr .85fr;gap:60px;align-items:center}
  .hero-copy{opacity:0;transform:translateY(28px);animation:rise .9s .15s forwards cubic-bezier(.2,.7,.2,1)}
  .badge{
    display:inline-flex;align-items:center;gap:10px;
    border:1px solid rgba(198,160,73,.45);
    background:rgba(198,160,73,.08);
    padding:8px 16px;border-radius:100px;margin-bottom:28px;
    font-size:.74rem;letter-spacing:.1em;text-transform:uppercase;color:var(--gold-bright);font-weight:600;
  }
  .badge svg{width:15px;height:15px;fill:var(--gold-bright)}
  .hero h1{font-size:clamp(2.9rem,6vw,5rem);color:var(--cream)}
  .hero h1 em{font-style:italic;color:var(--gold-bright);font-weight:400}
  .hero .lede{font-size:1.18rem;color:rgba(246,242,233,.78);margin:26px 0 36px;max-width:35ch;line-height:1.55}
  .hero-actions{display:flex;gap:16px;flex-wrap:wrap}
  .btn{
    display:inline-flex;align-items:center;gap:10px;
    padding:15px 30px;border-radius:2px;font-weight:600;font-size:.92rem;letter-spacing:.02em;
    transition:transform .25s,box-shadow .25s,background .25s,color .25s;cursor:pointer;border:none;
  }
  .btn-gold{background:var(--gold);color:var(--navy-deep)}
  .btn-gold:hover{background:var(--gold-bright);transform:translateY(-3px);box-shadow:0 18px 30px -14px rgba(198,160,73,.6)}
  .btn-ghost{background:transparent;color:var(--cream);border:1px solid rgba(246,242,233,.35)}
  .btn-ghost:hover{border-color:var(--gold-bright);color:var(--gold-bright);transform:translateY(-3px)}
  .btn-navy{background:var(--navy);color:var(--cream)}
  .btn-navy:hover{background:var(--navy-soft);transform:translateY(-3px)}

  .hero-portrait{position:relative;opacity:0;transform:translateY(28px);animation:rise .9s .35s forwards cubic-bezier(.2,.7,.2,1)}
  .portrait-frame{
    position:relative;aspect-ratio:4/5;border-radius:4px;overflow:hidden;
    background:linear-gradient(160deg,var(--navy-soft),var(--navy-deep));
    border:1px solid rgba(198,160,73,.3);box-shadow:var(--shadow);
  }
  .portrait-frame img,.about-card img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center 18%}
  .portrait-frame .ph{
    position:absolute;inset:0;display:flex;flex-direction:column;align-items:center;justify-content:center;
    color:rgba(246,242,233,.4);text-align:center;gap:10px;font-size:.78rem;letter-spacing:.14em;text-transform:uppercase;
  }
  .portrait-frame .ph svg{width:46px;height:46px;stroke:rgba(198,160,73,.5);fill:none;stroke-width:1.2}
  .portrait-tag{
    position:absolute;left:-18px;bottom:34px;background:var(--gold);color:var(--navy-deep);
    padding:14px 20px;border-radius:3px;box-shadow:var(--shadow);
  }
  .portrait-tag .n{font-family:var(--serif);font-size:1.7rem;font-weight:600;line-height:1}
  .portrait-tag .l{font-size:.66rem;letter-spacing:.16em;text-transform:uppercase;margin-top:4px;font-weight:600}

  @keyframes rise{to{opacity:1;transform:translateY(0)}}

  /* STATS */
  .stats{background:var(--navy-deep);color:var(--cream);padding:0}
  .stats-inner{display:grid;grid-template-columns:repeat(4,1fr);border-top:1px solid rgba(198,160,73,.2)}
  .stat{padding:42px 28px;text-align:center;border-right:1px solid rgba(198,160,73,.14);position:relative}
  .stat:last-child{border-right:none}
  .stat .num{font-family:var(--serif);font-size:2.6rem;color:var(--gold-bright);font-weight:600;line-height:1}
  .stat .cap{font-size:.76rem;letter-spacing:.14em;text-transform:uppercase;color:rgba(246,242,233,.7);margin-top:10px}

  /* SECTION SHELL */
  section{padding:110px 0}
  .sec-head{max-width:680px;margin-bottom:56px}
  .sec-head h2{font-size:clamp(2.1rem,3.6vw,3.1rem);margin:18px 0 0;color:var(--navy)}
  .sec-head p{color:var(--muted);font-size:1.08rem;margin-top:18px}

  .reveal{opacity:0;transform:translateY(34px);transition:opacity .8s ease,transform .8s cubic-bezier(.2,.7,.2,1)}
  .reveal.in{opacity:1;transform:none}

  /* ABOUT */
  .about{background:var(--cream)}
  .about-grid{display:grid;grid-template-columns:1fr 1.1fr;gap:70px;align-items:start}
  .about-visual{position:sticky;top:120px}
  .about-card{
    aspect-ratio:3/4;border-radius:4px;overflow:hidden;position:relative;
    background:linear-gradient(160deg,var(--navy-soft),var(--navy-deep));box-shadow:var(--shadow);
    border:1px solid var(--line);
  }
  .about-card .ph{position:absolute;inset:0;display:flex;flex-direction:column;align-items:center;justify-content:center;color:rgba(246,242,233,.4);gap:10px;font-size:.74rem;letter-spacing:.14em;text-transform:uppercase;text-align:center;padding:20px}
  .about-card .ph svg{width:42px;height:42px;stroke:rgba(198,160,73,.5);fill:none;stroke-width:1.2}
  .about-veteran{
    margin-top:22px;display:flex;align-items:center;gap:14px;background:var(--navy);color:var(--cream);
    padding:18px 22px;border-radius:3px;
  }
  .about-veteran svg{width:30px;height:30px;flex-shrink:0;fill:var(--gold-bright)}
  .about-veteran span{font-size:.92rem;line-height:1.4}
  .about-veteran strong{color:var(--gold-bright);display:block;font-family:var(--serif);font-size:1.05rem}
  .about-body p{font-size:1.05rem;color:#2a3344;margin-bottom:20px}
  .about-body .about-lead{font-size:1.28rem;font-family:var(--serif);color:var(--navy);line-height:1.4}
  .about-body .lead-line{color:var(--gold-deep);font-style:italic}
  .pill-row{display:flex;flex-wrap:wrap;gap:10px;margin-top:30px}
  .pill{border:1px solid var(--line);background:#fff;padding:9px 16px;border-radius:100px;font-size:.82rem;font-weight:500;color:var(--navy-soft)}

  /* APPLE NEWS FEATURE */
  .feature{
    background:linear-gradient(160deg,var(--navy) 0%,var(--navy-deep) 100%);color:var(--cream);
    position:relative;overflow:hidden;
  }
  .feature::after{content:"";position:absolute;left:-120px;bottom:-120px;width:420px;height:420px;border-radius:50%;border:1px solid rgba(198,160,73,.18)}
  .feature-inner{position:relative;z-index:2;display:grid;grid-template-columns:auto 1fr;gap:48px;align-items:center}
  .feature-mark{
    width:120px;height:120px;border-radius:26px;background:rgba(246,242,233,.06);border:1px solid rgba(198,160,73,.35);
    display:flex;align-items:center;justify-content:center;flex-shrink:0;
  }
  .feature-mark svg{width:62px;height:62px;fill:var(--cream)}
  .feature h2{font-size:clamp(1.9rem,3.4vw,2.8rem);color:var(--cream)}
  .feature h2 em{color:var(--gold-bright);font-style:italic;font-weight:400}
  .feature p{color:rgba(246,242,233,.78);font-size:1.05rem;margin:16px 0 26px;max-width:60ch}
  .feature .note{display:inline-block;font-size:.78rem;letter-spacing:.06em;color:var(--gold-bright);border:1px dashed rgba(198,160,73,.5);padding:7px 14px;border-radius:3px;margin-left:14px}

  /* SERVICES */
  .services{background:var(--cream-soft)}
  .svc-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:24px}
  .svc{
    background:#fff;border:1px solid var(--line);border-radius:4px;padding:38px 34px;position:relative;
    transition:transform .35s,box-shadow .35s,border-color .35s;overflow:hidden;
  }
  .svc::before{content:"";position:absolute;left:0;top:0;width:3px;height:100%;background:var(--gold);transform:scaleY(0);transform-origin:top;transition:transform .35s}
  .svc:hover{transform:translateY(-6px);box-shadow:var(--shadow);border-color:transparent}
  .svc:hover::before{transform:scaleY(1)}
  .svc-ico{width:52px;height:52px;border-radius:3px;background:var(--navy);display:flex;align-items:center;justify-content:center;margin-bottom:22px}
  .svc-ico svg{width:26px;height:26px;stroke:var(--gold-bright);fill:none;stroke-width:1.5}
  .svc h3{font-size:1.4rem;color:var(--navy);margin-bottom:12px}
  .svc p{color:var(--muted);font-size:.98rem}
  .svc a.more{display:inline-flex;align-items:center;gap:7px;margin-top:18px;color:var(--gold-deep);font-weight:600;font-size:.88rem}
  .svc a.more svg{width:15px;height:15px;transition:transform .25s}
  .svc:hover a.more svg{transform:translateX(4px)}

  /* PROCESS / single point of contact */
  .process{background:var(--navy-deep);color:var(--cream)}
  .proc-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:0;margin-top:50px}
  .proc-step{padding:0 26px;position:relative}
  .proc-step:not(:last-child)::after{content:"";position:absolute;right:0;top:34px;width:1px;height:calc(100% - 34px);background:rgba(198,160,73,.18)}
  .proc-num{font-family:var(--serif);font-size:1.05rem;width:44px;height:44px;border-radius:50%;border:1px solid var(--gold);color:var(--gold-bright);display:flex;align-items:center;justify-content:center;margin-bottom:20px}
  .proc-step h3{font-size:1.18rem;color:var(--cream);margin-bottom:10px}
  .proc-step p{color:rgba(246,242,233,.66);font-size:.92rem}

  /* AREAS */
  .areas{background:var(--navy);color:var(--cream)}
  .area-grid{display:flex;flex-wrap:wrap;gap:14px;margin-top:40px}
  .area-chip{
    border:1px solid rgba(198,160,73,.3);padding:14px 26px;border-radius:3px;font-family:var(--serif);font-size:1.2rem;
    transition:background .3s,color .3s,border-color .3s;cursor:default;
  }
  .area-chip:hover{background:var(--gold);color:var(--navy-deep);border-color:var(--gold)}

  /* LEADS / OFFERS */
  .leads{background:var(--cream-soft)}
  .offer-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-bottom:46px}
  .offer{background:#fff;border:1px solid var(--line);border-radius:4px;padding:30px 26px;cursor:pointer;transition:transform .3s,box-shadow .3s,border-color .3s;text-align:left}
  .offer:hover{transform:translateY(-5px);box-shadow:var(--shadow);border-color:var(--gold)}
  .offer .oi{width:46px;height:46px;border-radius:3px;background:var(--cream-soft);display:flex;align-items:center;justify-content:center;margin-bottom:18px}
  .offer .oi svg{width:24px;height:24px;stroke:var(--gold-deep);fill:none;stroke-width:1.5}
  .offer .offer-title{display:block;font-family:var(--serif);font-weight:500;line-height:1.15;font-size:1.2rem;color:var(--navy);margin-bottom:8px}
  .offer .offer-desc{display:block;font-size:.9rem;color:var(--muted);line-height:1.6}

  .lead-form{background:var(--navy);border-radius:5px;padding:46px;color:var(--cream);box-shadow:var(--shadow)}
  .lead-form h3{font-size:1.7rem;color:var(--cream);margin-bottom:8px}
  .lead-form .sub{color:rgba(246,242,233,.7);margin-bottom:30px;font-size:.96rem}
  .form-row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
  .field{margin-bottom:16px}
  .field label{display:block;font-size:.76rem;letter-spacing:.1em;text-transform:uppercase;color:var(--gold-bright);margin-bottom:7px;font-weight:600}
  .field input,.field select,.field textarea{
    width:100%;background:rgba(246,242,233,.06);border:1px solid rgba(198,160,73,.25);border-radius:3px;
    padding:13px 14px;color:var(--cream);font-family:var(--sans);font-size:.95rem;transition:border-color .25s,background .25s;
  }
  .field input::placeholder,.field textarea::placeholder{color:rgba(246,242,233,.4)}
  .field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--gold-bright);background:rgba(246,242,233,.1)}
  .field select option{color:var(--ink)}
  .lead-form .btn-gold{width:100%;justify-content:center;margin-top:8px}

  /* TESTIMONIALS */
  .testi{background:var(--cream)}
  .testi-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
  .quote{background:#fff;border:1px solid var(--line);border-radius:4px;padding:34px 30px;position:relative}
  .quote .stars{display:flex;gap:3px;margin-bottom:16px}
  .quote .stars svg{width:18px;height:18px;fill:var(--gold)}
  .quote p{font-size:1rem;color:#2a3344;line-height:1.6;font-style:italic}
  .quote .who{margin-top:20px;font-weight:600;color:var(--navy);font-size:.94rem}
  .quote .who span{display:block;font-weight:400;color:var(--muted);font-size:.82rem;font-style:normal}
  .testi-note{text-align:center;margin-top:34px;font-size:.85rem;color:var(--muted)}

  /* CONTACT */
  .contact{background:var(--navy-deep);color:var(--cream)}
  .contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:start}
  .contact h2{color:var(--cream);font-size:clamp(2rem,3.6vw,3rem)}
  .contact .lede{color:rgba(246,242,233,.74);font-size:1.08rem;margin:18px 0 36px;max-width:44ch}
  .contact-list{list-style:none}
  .contact-list li{display:flex;align-items:center;gap:16px;padding:16px 0;border-bottom:1px solid rgba(198,160,73,.15)}
  .contact-list svg{width:22px;height:22px;stroke:var(--gold-bright);fill:none;stroke-width:1.5;flex-shrink:0}
  .contact-list .k{font-size:.72rem;letter-spacing:.14em;text-transform:uppercase;color:var(--gold-bright)}
  .contact-list .v{font-size:1.05rem;color:var(--cream)}
  .social-row{display:flex;gap:14px;margin-top:30px}
  .social-row a{width:46px;height:46px;border-radius:3px;border:1px solid rgba(198,160,73,.3);display:flex;align-items:center;justify-content:center;transition:background .3s,border-color .3s}
  .social-row a:hover{background:var(--gold);border-color:var(--gold)}
  .social-row a:hover svg{fill:var(--navy-deep)}
  .social-row svg{width:20px;height:20px;fill:var(--gold-bright);transition:fill .3s}

  /* FOOTER */
  footer{background:#04101f;color:rgba(246,242,233,.6);padding:54px 0 30px;font-size:.86rem}
  .foot-top{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:40px;padding-bottom:36px;border-bottom:1px solid rgba(198,160,73,.14)}
  .foot-brand .name{font-family:var(--serif);font-size:1.4rem;color:var(--cream);font-weight:600}
  .foot-brand .sub{font-size:.64rem;letter-spacing:.24em;text-transform:uppercase;color:var(--gold-bright);margin-top:6px}
  .foot-brand p{margin-top:16px;max-width:38ch;line-height:1.6}
  .foot-col h2{font-family:var(--sans);font-size:.74rem;letter-spacing:.16em;text-transform:uppercase;color:var(--gold-bright);margin-bottom:16px}
  .foot-col a{display:block;color:rgba(246,242,233,.6);margin-bottom:10px;transition:color .25s}
  .foot-col a:hover{color:var(--gold-bright)}
  .foot-legal{display:flex;flex-wrap:wrap;gap:8px 24px;padding-top:26px;align-items:center;justify-content:space-between}
  .foot-legal .lic{display:flex;flex-wrap:wrap;gap:6px 18px}
  .foot-legal .lic span{font-size:.78rem}
  .foot-disclaimer{margin-top:18px;font-size:.74rem;color:rgba(246,242,233,.4);line-height:1.6;max-width:none}

  @media(max-width:920px){
    .hero-grid,.about-grid,.contact-grid,.feature-inner{grid-template-columns:1fr;gap:44px}
    .hero-portrait{max-width:380px}
    .stats-inner{grid-template-columns:1fr 1fr}
    .stat{border-bottom:1px solid rgba(198,160,73,.14)}
    .svc-grid,.offer-grid,.testi-grid,.featured-grid,.proc-grid{grid-template-columns:1fr}
    .proc-step:not(:last-child)::after{display:none}
    .proc-step{padding:24px 0;border-bottom:1px solid rgba(198,160,73,.14)}
    .form-row{grid-template-columns:1fr}
    .foot-top{grid-template-columns:1fr}
    .nav-links{position:fixed;inset:0 0 0 auto;width:78%;max-width:330px;background:var(--navy-deep);flex-direction:column;justify-content:center;padding:40px;transform:translateX(100%);transition:transform .4s;gap:26px}
    .nav-links.open{transform:translateX(0)}
    .nav-links a{font-size:1.1rem}
    .menu-toggle{display:flex}
    .about-visual{position:static}
  }
  @media(max-width:560px){
    .stats-inner{grid-template-columns:1fr}
    .lead-form{padding:30px 22px}
    section{padding:80px 0}
  }

  /* ===================================================================
     ACCESSIBILITY, SEMANTIC-MARKUP & FORM REFINEMENTS
     =================================================================== */

  /* Lists that are semantic (for screen readers / SEO) but visually plain */
  .pill-row,.area-grid,.proc-grid,.contact-list,.stats-inner{list-style:none}

  /* Skip link — first tab stop for keyboard and screen-reader users */
  .skip-link{
    position:absolute;left:-9999px;top:0;z-index:10000;
    background:var(--gold);color:var(--navy-deep);
    padding:12px 20px;border-radius:0 0 4px 0;font-weight:600;font-size:.9rem;
  }
  .skip-link:focus{left:0}

  /* Visible only to assistive technology */
  .visually-hidden{
    position:absolute!important;width:1px;height:1px;padding:0;margin:-1px;
    overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap;border:0;
  }

  /* Visible keyboard focus everywhere (WCAG 2.4.7) */
  a:focus-visible,button:focus-visible,input:focus-visible,
  select:focus-visible,textarea:focus-visible,summary:focus-visible{
    outline:3px solid var(--gold-bright);outline-offset:3px;border-radius:2px;
  }
  .hero a:focus-visible,.areas a:focus-visible,.process a:focus-visible,
  .contact a:focus-visible,.lead-form :focus-visible,footer a:focus-visible{
    outline-color:var(--gold-bright);
  }

  /* Eyebrow is a paragraph now — keep it from inheriting body copy sizing */
  .about-body .eyebrow,.sec-head .eyebrow,.contact .eyebrow,.feature .eyebrow{
    font-size:.74rem;color:var(--gold-deep);margin-bottom:0;
  }
  .eyebrow-bright{color:var(--gold-bright)!important}
  .eyebrow-bright::before{background:var(--gold-bright)}
  h2.on-dark{color:var(--cream)}
  .sec-head-narrow{max-width:760px}

  /* Stats list */
  .stats-inner .stat dt,.stats-inner .stat dd{margin:0}

  /* Hero badge as a paragraph */
  p.badge{margin-bottom:28px}

  /* Small inline arrow icons */
  .ico-16{width:16px;height:16px;flex-shrink:0}

  /* Feature */
  .feature-date{display:inline-block;margin-left:10px;font-size:.82rem;color:var(--gold-bright)}

  /* Testimonials */
  .quote blockquote{border:0;margin:0;padding:0}
  .quote figcaption.who{margin-top:20px;font-weight:600;color:var(--navy);font-size:.94rem}
  .quote .src{display:inline-block;margin-top:8px;font-size:.76rem;font-weight:500;color:var(--gold-deep);text-decoration:underline}
  .quote .src:hover{color:var(--navy)}

  /* Footer flags for not-yet-supplied legal links */
  .foot-flag,.foot-nmls{display:block;margin-bottom:10px;color:rgba(246,242,233,.45)}
  .foot-nmls{color:rgba(246,242,233,.6)}

  /* ---- Contact form ---- */
  .field .req{color:var(--gold-bright)}
  .field input[aria-invalid="true"],.field textarea[aria-invalid="true"]{
    border-color:#ff9b9b;background:rgba(255,120,120,.08);
  }
  .field-error{display:block;margin-top:6px;font-size:.78rem;color:#ffb3b3;letter-spacing:0;text-transform:none}

  /* Honeypot — hidden from humans, still reachable by bots */
  .hp-field{position:absolute!important;left:-9999px;top:auto;width:1px;height:1px;overflow:hidden}

  .form-consent{margin-top:16px;font-size:.76rem;color:rgba(246,242,233,.55);line-height:1.55}

  .form-status{
    display:none;margin-top:16px;padding:14px 16px;border-radius:4px;
    font-size:.92rem;line-height:1.5;
  }
  .form-status.show{display:block}
  .form-status.ok{background:rgba(120,200,150,.14);border:1px solid rgba(120,200,150,.5);color:#bfe9cf}
  .form-status.err{background:rgba(255,120,120,.12);border:1px solid rgba(255,140,140,.5);color:#ffc4c4}

  .btn[aria-busy="true"],.btn:disabled{opacity:.65;cursor:progress}

  /* Offers behave like buttons but read as cards */
  .offer{font-family:var(--sans);color:inherit}
  .offer:focus-visible{border-color:var(--gold)}

  /* Respect the OS "reduce motion" setting (WCAG 2.3.3) */
  @media (prefers-reduced-motion:reduce){
    html{scroll-behavior:auto}
    *,*::before,*::after{
      animation-duration:.001ms!important;animation-iteration-count:1!important;
      transition-duration:.001ms!important;scroll-behavior:auto!important;
    }
    .reveal{opacity:1;transform:none}
    .hero-copy,.hero-portrait{opacity:1;transform:none;animation:none}
  }

  /* Windows high-contrast / forced colors */
  @media (forced-colors:active){
    .btn,.nav-cta,.offer,.svc,.pill,.area-chip{border:1px solid CanvasText}
  }

  /* Print */
  @media print{
    header,.menu-toggle,.hero-actions,.offer-grid,.lead-form,.skip-link{display:none!important}
    body{background:#fff;color:#000}
    .hero,.process,.areas,.contact,.feature,footer{background:#fff!important;color:#000!important}
    a[href^="http"]::after{content:" (" attr(href) ")";font-size:.8em}
    .reveal{opacity:1;transform:none}
  }